Aberdeen Country Club News

How wonderful it is to wake up in the morning to bright sunshine and the warmth of the sun rather than the darkness of night once the clocks were changed back to end Daylight Savings Time. That’s what most of us love about being here in south Florida instead of being up north with the gray skies and chilly winds and cold nights. What could be better for us than the casual lifestyle we have here at the Club! It is actually “a quality lifestyle at an outstanding value”! If you don’t have a copacetic lifestyle now, you don’t know what you are missing!

Members take pleasure in using the impressive facilities of our Fitness, Tennis and Aquatic Center. Lots of work-out equipment … so many things to do! Not only is exercise so important, but it gives members the opportunity to further their social contacts which are evident by the large number of members sitting, talking and drinking every morning in the refreshment area adjoining the Tennis Viewing Stand. Aerobic sessions are given at the Beach Pool while swimmers make use of the Lap Pool and bathers enjoy the Serenity Pool within the multi-leveled Aquatic area of the Center. There are numerous athletic classes given daily each week, free to all members, at the Exercise Studio with classes available for work-ing members as the Fitness Center is also open late to accommodate them. The staff is friendly and helpful.

Recently, the Club approved a new Resident Non-Member Guest Policy beginning in December, 2016. A member may bring a resident non-member to the Club for lunch or dinner on specific days: Jan. 18, Mar. 5 and one holiday of the member’s choice. This new program will be on a trial basis during the 2016/17 membership year. The Club will continue its signature programs, including the Baby Boomer Incentive Program, Lessee Club Amenities Upgrade Program, Friends & Family Program, Non-Resident Membership Program and the Try Golf & Try Tennis Programs. See our Director of Membership if you are interested in any of these programs.

This past month preparation began for another original edition of “Laugh Out Loud” for the spring. The Ladies held their quarterly meet, greet and celebrate Ladies’ Birthday Celebration at the Club with dinner, entertainment and dancing for a fabulous evening. Halloween was celebrated with an exciting Elegant Masked Ball. A “Night Under the Stars” evening was scheduled outdoors at the beach entry pool. Thanksgiving would not be the same without the Thanksgiving Day Dinner Extravaganza. The Club hosted a Fun Day for children in the “Guardian ad Litem” program (county-sponsored) to play tennis, ball and golf events specially designed for them. A real treat! The Ladies and Men golfers held their respective Opening Day Tournaments and Tennis members began the Open Tennis Club Championship rounds of competition. The President’s Cup Tournament 3-round event for both Men and Ladies was also played with gross and net winners.

December activities will include the Children’s Activity Week, the Holiday Carnival, Christmas Day Brunch Extravaganza, Traditional Chanukah Dinner, Family Bingo Night and the New Year’s Celebration. For golfers, the Men’s Club Championship and the Ladies’ Club Championship matches are scheduled to finish in the Championship Finals during the month. For tennis members the Aberdeen Open Men’s and Women’s Singles Tournaments will be followed by the Stretch and-Serve-Round Robin. Clubs and Classics will be meeting again, including AARP Safe Driving Classes, Aberdeen Anglers, Bereavement Workshop, Book Clubs I and II,

Cinema Connection, Current Events Club, Love of the Opera Club and the Aberdeen Knitting and Crochet-ing Club. Save the date of the Aberdeen “Play for Pink” in February which includes golf, tennis, card party and more. For those wanting to experience a great lifestyle, come join us at the Club. Call Rose Cizner, our Director of Membership, at 738-4903, ext. 325 for more information.

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Good Debt

Not all debt is bad. Sometimes debt can be good. I use “good debt” to help me in” times of emergency or when my investments are doing well and I prefer not to sell them to pay for large purchases (for example, a vacation, a new air conditioner, etc.).

When is debt good? There are three characteristics of good debt:

1. You control the amount and timing of principal payback.

2. The interest rate and/or fees are lower than the current rate you are paying.

3. There is a minimum 12-month payback period. In this way, you can spread your payments out over 12 periods.

Where can you find good debt? If you have a de-cent credit rating, you probably receive good debt offers in your mail box at least once a week. Credit card companies and banks are constantly issuing “checks” that you can use to payoff existing debt or add a cash deposit to your bank account.

Let’s say you want to do some remodeling that will cost $10,000. You could cash in some of your financial holdings, but you’d rather leave the money invested as you are receiving a good rate of return. A bank sends you checks with the following pro-motional offer: (1) you can borrow up to $15,000 at 1.99% annual interest with a payoff date of June 1,2018, or (2) you can borrow up to $15,000 at 0% interest for a 3 % fee with a payoff date of February 1,2018. Since you are borrowing the money for longer than a year (15 months), your effective rate under option two is 2.4% [(.03/15) X 12].

Assume you decide to borrow $10,000. It is important to completely payoff the debt by the above date-June 1, 2018 for option one, and Feb. 1, 2018, for option two. If you do not, whatever amount remains unpaid is subject to an APR of 22.24% under either option.

To assure your account is zero by that date, it is best to make systematic monthly payments. For example, if you select the second option, your total payment is $10,000 plus the $300 fee, or $10,300. To avoid any interest charges, you must payoff this amount before Feb. 1, 2018. If the bank check is dated Nov. 1, you will receive 14 monthly bills before final payment is due. By paying $736 per statement ($10,300/14), the loan will be paid off before the final due date.

A word of caution: carefully read the terms of the agreement. It makes sense to borrow only if you are receiving a higher return on your investments than on the fees and interest associated with the debt. Additionally, once you’ve accepted the offer, do not use the credit card again until the loan is paid off. If you do, your new purchases are last in the payoff queue and will be charged interest, as in the example above, of 22.4% until the original loan is paid off.

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As I Age

1. I talk to myself, because sometimes I need expert advice.

2. Sometimes I roll my eyes out load.

3. I don’t need anger management. I need people to stop pissing me off.

4. My people skills are just fine. It’s my tolerance of idiots that needs work.

5. The biggest lie I tell myself is, “I don’t need to write that down, I’ll remember it.”

6. When I was a child, I thought nap-time was punishment. Now it’s like a mini-vacation.

7. The day the world runs out of wine is just too terrible to think about.

8. Even duct tape can’t fix stupid, but it can muffle the sound.

9. Wouldn’t it be great if we could put ourselves in the dryer for ten minutes; come out wrinkle-free and three sizes smaller. (THIS IS MY FAVORITE.)

10. At my age “Getting Lucky” means walking into a room and remembering what I came in there for.

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Sharing With Sheffield

It’s that time of the year again, when people are planning what gifts to buy, for whom, and how much to spend! Newspaper articles are written about use-less gifts we buy and the exorbitant amounts we spend. The suggestion is, that, instead, we open our hearts rather than our wallets. A few holidays back, I wrote about this in my own column, giving thought to “The Gift of Caring” giving TIME and LOVE and ATTENTION to someone who is in need. The list of suggestions, particularly in Communities in which we give, is endless; but to mention a few … visiting a shut-in, bringing a meal or a cake or a book, relieving a caregiver for an hour or two, running er-rands, taking the person shopping or for a ride … This whole concept was brought to mind so vividly just recently, when we all endured the fright and effort of preparing for Hurricane Matthew. Truth to tell, many of us were alone and feeling useless. Well, in my case, along came Sheffield Good Samaritan, Steve Toback, who called me shortly after arriving from  his summer hiatus to make sure I was well and prepared for Matthew. He went out and purchased the updated batteries I needed for my various hurricane-related gadgets, installed them, and then checked the house to make sure it was storm-ready. Afterwards, I learned that he had visited the homes of 2 other neighbors to check their needs. This is the essence of “The Gift of Caring.” Steve gave me a gift I will never forget. (If you encountered Good Samaritans during the hurricane crisis, let me know and I will gladly publish your stories.) In recognition of the holiday season and the giving of gifts that cost nothing and give pleasure, I am giving you “The Gift of Words.” They are not my words this time, but those of a very bright columnist who knew how to take the thoughts and feelings of his constituents and turn them into simplistic, meaningful abbreviated language that captured their essence and made us nod and smile in agreement. Andy Rooney from CBS’s 60 Minutes, was that guy. He always spoke about what he learned. Listen to him! Learn from him! He was a stellar word master!

I’ve Learned …

  • That when you’re in love, it shows.
  • That just one person saying to me, ‘You’ve made my day!’ makes my day.
  • That having a child fall asleep in your arms is one of the most peaceful feelings in the world.
  • That being kind is more important than being right.
  • That you should never say no to a gift from a child.
  • That I can always pray for someone when I don’t have the strength to help him in any other way.
  • That no matter how serious your life requires you to be, everyone needs a friend to act goofy with.
  • That sometimes all a person needs is a hand to hold and a heart to understand.
  • That simple walks with my father around the block on summer nights when I was a child did wonders for me as an adult.
  • That money doesn’t buy class.
  • That it’s those small daily happenings that make life so spectacular.
  • That under everyone’s hard shell is someone who wants to be appreciated and loved.
  • That to ignore the facts does not change the facts.
  • That when you plan to get even with someone, you are only letting that person continue to hurt you.
  • That love, not time, heals all wounds.
  • That the easiest way for me to grow as a person is to surround myself with people smarter than I am.
  • That everyone you meet deserves to be greeted with a smile.
  • That life is tough, but I’m tougher.
  • That opportunities are never lost; someone will take the ones you miss.
  • That when you harbor bitterness, happiness will dock elsewhere.
  • That I wish I could have told my mom that I love her one more time before she passed away.
  • That one should keep his words both softer and tender, because tomorrow he may have to eat them.
  • That a smile is an inexpensive way to improve your looks.
  • That when your newly born grandchild holds your little finger in his little fist, you’re hooked for life.
  • That everyone wants to live on top of the mountain, but all the happiness and growth occurs while you’re climbing it.
  • That the less time I have to work with, the more things I get done.

Pithy truisms from a master!
To all of our readers, a happy, healthy holiday season, and New Year!

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Canterbury Communique

Greetings from the Canterbury community! Yes, it’s December, the month of the Winter Solstice, and the month of festive holidays, including Christmas, Hanukkah, and Kawanzaa.

New Year’s Eve, also known as “Sylvester” in both Europe and Israel, will mark the end of what has been a memorable year. A tumultuous U.S. presidential campaign and election, Britain’s departure from the European Union, the Syrian refugee crisis, the spread of the Zyka virus, the death of Shimon Peres and Elie Wiesel, the award of the Nobel Prize for literature to Bob Dylan, and Queen Elizabeth’s 90th birthday celebration were amongst the notable events of the year. Needless to say, it is our hope that many of the problems encountered in 2016 will be resolved in 2017!

On the local scene, the Canterbury Board of Directors continues to work hard to improve the community. Many thanks to Ellen Nesin, Carol Collins, Lou Levy and GRS Management representative Jose Armstrong for their dedicated service. We also extend Belated Birthday Greetings to Marjorie DeMartino (mother of Carol Collins), who celebrated her 92nd birthday on Oct. 28. It should be noted that Marjorie is the author of the children’s book “Freddie the Turtle”, in which she also did all of the illustrations. Sylvia Goode (Suzanne Thaler’s mother) also celebrated her birthday in October. At 102, Sylvia, who had always been musically inclined, is still playing the piano and singing. We wish Marjorie and Sylvia a very Happy Birthday!

In getting to know our neighbors, we continue with our plan to spotlight a different Canterbury resident each month. This month, we prevailed upon Joan Lassman to share an interest or life-experience with us. Joan submitted the following narrative:

“Not a day goes by that someone doesn’t approach us with that famous question. They’ll see us together, do a double take, point, smile and stare. Then they’ll ask: ‘Are you two sisters or twins?’ We can’t help but laugh and respond, ‘Both.’ Being a twin draws a lot of attention.

“My twin, Jean and I have come to realize over time that we are part of an amazing subculture based on a bond that’s deeper and different than that of any other. An incredible world of ‘we’ and never ‘I.’ People ask all the time what’s it like to be an identical twin? What’s it like to have someone who looks and sounds exactly like you? A double, a clone, a kindred spirit? For me, it’s been a wonderful blessing! Being a twin means never being alone or being lonely. A unique camaraderie which connects us both physically and emotionally. Not just having the same face but the harmony of our laughter, the synchronicity of our walk and the communication of a single glance are just a few of the many traits of our common kinship or as we like to call it ‘Twinship.’

“Growing up we did all the fun twin things most people ask about. We dressed alike and often switched places, as well as classes in school. We always enjoyed playing tricks and practical jokes on people. Come to think of it, we still do!

“Unlike non-twin siblings, growing older hasn’t just brought us closer together it has helped us understand the closeness we’ve always had. It has also meant, always having an unconditional, best friend. So if you see me and my best friend around the community, please say hello and don’t worry about getting our names right, we both always respond to either.”

In closing, we want to thank Joan for sharing a significant life-experience. She and her twin, Jean, are indeed fortunate to have such a warm and meaningful relationship. We also want to extend Season’s Greetings to all our Aberdeen friends and neighbors, and wish everyone a HAPPY, HEALTHY AND SAFE NEW YEAR 2017!

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Turnberry Isle

After a busy summer and fall (both days of it), we enter the FL “high season” with many planned activities to keep us busy. We welcomed most of our winter residents back last month. Many asked why it was still in the high 80s when they arrived. Assured by certain groups that there is no such thing as global warming, we year-rounders had no good answer.

But … we did have answers to the annual question, “What do you have planned for us this year?” The hard working board members of our Turnberry Isle Women’s Club had the answer. In September, we met at Rhoda Schwartz’s home to reveal our plans. First up was an October trip to the Delray Playhouse to see a hilarious production of “The Sensuous Senator.” Though not written for the most recent election climate, it drew laughs for some amazing parallels. Thanks to Joyce Meltz for chairing the event, which was preceded by a lovely lunch at Henry’s.

Also in October, we had a demonstration of 3-D art at our monthly meeting. Its an intricate process, but some of our members hope to produce something special with their newfound knowledge.

November found us preparing for our annual philanthropic project — Christmas for Caridad. We have been supporting this clinic and its educational programs since 1998 and continue to adopt families for the holidays. Caridad’s outreach, which began as a medical clinic for the working poor, mainly farm workers, now encompasses the entire community of families which need help. Our own Sheila Van Wyk continues to run the educational program. Recently, she and other Turnberry volunteers have been pleased to see some of our former students who are enrolled in college or serving in the military.

December is on our calendars for the first Turnberry High Tea. Last year, Mary Wexler hosted a tea for PAP that was hailed as a huge success. Now, Mary has offered to be the hostess for another such tea for TIWC at her home on December 9. We will attend as proper English ladies with gaily adorned hats, which we decorated at our November meeting.

We have postponed our annual Progressive Luncheon until March, as the winter calendar got filled with a January tour of the Caridad Center, a white elephant night and an upcoming yoga demonstration.

Book Club is having another good year. Our last selection was Orphan Keeper by Cameron Wright. The book is based on the true story of a young boy kidnapped from his village in India and adopted by an American family. The November meeting was at the home of Anita Ostrow and facilitated by Mitzi Brown. Upcoming for December is our annual holiday party and a discussion of the biography of Abigail Adams by Lynn Withey, titled Dearest Friend.

We wish all our neighbors an active and happy year.

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Harbour Lights

Greetings from The Harbours!
It’s December in PARADISE! The election is behind us. Thanksgiving is behind us. Now it’s time to enjoy the holiday season in beautiful weather that allows you to stroll the many decorated downtowns without the bulk of winter outerwear and shivering cold air.

Of course, December also means many more cars on the road and many more people walking around those charming downtowns. That’s why those of us who live here all year round love the summer. It’s the best kept secret in S. FL. Don’t tell the snowbirds!

Whatever holiday you celebrate, we hope it brings you cheer and good health. And certainly, we want to take the time to wish everyone a Happy, Healthy New Year.

A Harbours Phenomenon: Dog Buggies throughout the Aberdeen East community; we see people walking their dogs, but in the Harbours, we have a regular group of pet owners who walk their dogs in strollers. They can be seen strolling at various times of the day, spanning the Harbours’ roads. This is highly unusual as most people take their pets out for exercise and to relieve themselves. But in this case, the pets are taking their owners out for a stroll.

Carriages are used for many reasons, not the least of which is the dogs are aging just like their owners and need a little help, and some dogs have arthritis or cataracts and find it hard to walk or see on the roads. And I‘ve heard, particularly in the summer, the asphalt can be really hot on their paws.

These pet owners have become great walking buddies, and probably know more people in the Harbours than anyone else. Everyone stops to say hello to the dogs and the petparents.

Get to know your neighbors.
Judith Gordon, a resident of the Harbours for 3 and one half years, has met a lot of wonderful people living here. She originally comes from Brooklyn, NY, moving to Dayton, OH, later going to Ohio State University where she met her husband and moved back to Long Island, NY. She raised 3 children and when thinking of retirement, decided to move to FL 33 years ago. She now has 7 grandchildren, 5 of whom live in Lake Worth and Wellington.

Judith has been active in religious and civic organizations throughout her life and held high offices many times. She continues to work part-time as a Financial Assistant, which she has been doing for 15 years for a school based out of the country. She also works part-time as an interior decorator known as “The Frugal Decorator.”

All in all, Judith loves living in Aberdeen and life is enjoyable.

On a not so happy note:
We would like to extend our condolences to Gert Geremia and family, on the passing of her husband Daniel.

A few of our year-round residents have had recent surgeries or hospital stays. We hope this newsletter finds you all recuperated and ready for a happy holiday season.

Residents who would like to share their news or let your neighbors know a little bit about your interests, please e-mail your information to Wendy Latman: wlatman@bellsouth.net

Hospitality Committee of The Harbours @ Aberdeen

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The Sunny Shores

Following the annual request for submission of applications for board membership, the Shores HOA annual general meeting was held in November. Since there were no new applicants to run for the board, the following were returned to office by acclamation for the 2016/2017 calendar year and re-elected by your board members to the following positions:

David Littman – President
Estelle Morganstein – Vice-President
Diane Greenberg – Secretary
Pam Breier – Treasurer
Barbara Ladd – Member-At-Large
Joan Nicolazzo – Member-At-Large

Barbara retains responsibility for our community web site and is chairing the By Law Revision Committee; Joan is in charge of our Pest Control program.

Over the last 5 years, approximately 30% of our community of 106 units has changed ownership. In order to encourage attendance at our Homeowner Association meetings, the board has been holding several evening meetings to accommodate working residents, and is now sending email reminder blasts to everyone. Since each meeting covers the state of our finances, issues facing the Villages of the East and our Master Association (the POA), and our own community’s upkeep and well-being – including road repairs, roof issues, landscaping updates and structural painting and insurance among other concerns – every homeowner has a vested interest in keeping up-to-date with happenings in The Shores. Please make every effort to attend as many meetings as you can.

Our new mailboxes have now been installed in every cul de sac and we have received nothing but compliments on their appearance. Your HOA is now in the process of identifying potential improvements for the coming year and we will keep you advised as decisions are made.

News from your Aberdeen East VOE Board: a new heater in the Isles pool, new annual flowers beds at our main entrance and holiday decorations on display in the Club House. If you are interested in taking the Mature Driving Course (which can bring down your car insurance costs) being offered Feb. 23, from 9-4 PM, please sign up at the clubhouse.

NEIGHBOR NEWS:
We have recently lost some long-time residents. We would like to offer condolences to the Lewis, Kruger, Goldberg, Gee, Gettes and Jensen families.

On a happier note, welcome to Susan and Matthew Brennan, who recently purchased a unit in Court F, Evelyn and Gary Ambler, who moved into our community this summer and are busy renovating, and Darlene Pfeiffer, who moved up from further south.

A welcome back to all snowbirds and a happy and healthy holiday season to everyone!

 

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It’s Happening in Dorchester

They say that time flies when you are having fun. I guess I must be having a ball. This is the Dec. 2016 issue of the Aberdeen Times and I do not know where this year has flown. The good news is that we are here to acknowledge so much that has taken place.

Among the good things was the celebration of Saul LeVine’s 80th birthday. He was surrounded by friends and Dorchester neighbors at Benvenuto’s Restaurant for an evening filled with fun, music, good friends and delicious food. Now that’s the way to do it. And then, the Levine’s headed for NYC to attend the Balloon Inflation Party in order to view the giant balloons and floats featured at Macy’s Thanksgiving Day Parade. All this, with their grandchildren and relatives.

Harvey and I have not been having a fun time. We had a flood from underground pipes that involved our hot water pipes. Yes, the hot water was turned off, so showers happened at the Club. Thank you Aberdeen CC. Then we had to locate where the broken pipe was and relocate the hot water pipe. At last we could take a shower at home. Then … the contractors had to remove the baseboards and dry out the walls and carpet. OYE! Finally, the contractors had to deal with the insurance company. We are told this should be completed by the end of this year. SUCH FUN! And now I hear there is another family dealing with a similar problem. They have our empathy. Fortunately, we are all good swimmers.

On a happier note, we are happy to report that Sy Goldstein, who had back surgery recently, is on the mend. Looking forward to seeing him walking Chloe again and maybe even taking his wife, Phyllis, dancing.

Dorchester would like to welcome the Crupi family to our community. They have moved into 7653 Dorchester Road. So happy to have them with us. We missed welcoming another resident, Robert Maniello, who lives at 7773 Dorchester Road. We are delighted to have him with us, as well.

Now that we have all celebrated Thanksgiving, we know that this holiday was more than just food. Hopefully, many of us have made up a list of how we can give back to enrich the lives of those who are not as fortunate as we. You can pick the people, the charity or a person or group that has been there for you, and yes … give back this year.

Just around the corner before the end of 2016 we wish all our friends and neighbors, who celebrate Channukah and Christmas, a healthy, happy, loving and fun filled holiday and the same for the next 365 days in 2017.

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