Aberdeen Country Club News

How wonderful it is to wake up in the morning to bright sunshine and the warmth of the sun rather than the darkness of night once the clocks were changed back to end Daylight Savings Time. That’s what most of us love about being here in south Florida instead of being up north with the gray skies and chilly winds and cold nights. What could be better for us than the casual lifestyle we have here at the Club! It is actually “a quality lifestyle at an outstanding value”! If you don’t have a copacetic lifestyle now, you don’t know what you are missing!

Members take pleasure in using the impressive facilities of our Fitness, Tennis and Aquatic Center. Lots of work-out equipment … so many things to do! Not only is exercise so important, but it gives members the opportunity to further their social contacts which are evident by the large number of members sitting, talking and drinking every morning in the refreshment area adjoining the Tennis Viewing Stand. Aerobic sessions are given at the Beach Pool while swimmers make use of the Lap Pool and bathers enjoy the Serenity Pool within the multi-leveled Aquatic area of the Center. There are numerous athletic classes given daily each week, free to all members, at the Exercise Studio with classes available for work-ing members as the Fitness Center is also open late to accommodate them. The staff is friendly and helpful.

Recently, the Club approved a new Resident Non-Member Guest Policy beginning in December, 2016. A member may bring a resident non-member to the Club for lunch or dinner on specific days: Jan. 18, Mar. 5 and one holiday of the member’s choice. This new program will be on a trial basis during the 2016/17 membership year. The Club will continue its signature programs, including the Baby Boomer Incentive Program, Lessee Club Amenities Upgrade Program, Friends & Family Program, Non-Resident Membership Program and the Try Golf & Try Tennis Programs. See our Director of Membership if you are interested in any of these programs.

This past month preparation began for another original edition of “Laugh Out Loud” for the spring. The Ladies held their quarterly meet, greet and celebrate Ladies’ Birthday Celebration at the Club with dinner, entertainment and dancing for a fabulous evening. Halloween was celebrated with an exciting Elegant Masked Ball. A “Night Under the Stars” evening was scheduled outdoors at the beach entry pool. Thanksgiving would not be the same without the Thanksgiving Day Dinner Extravaganza. The Club hosted a Fun Day for children in the “Guardian ad Litem” program (county-sponsored) to play tennis, ball and golf events specially designed for them. A real treat! The Ladies and Men golfers held their respective Opening Day Tournaments and Tennis members began the Open Tennis Club Championship rounds of competition. The President’s Cup Tournament 3-round event for both Men and Ladies was also played with gross and net winners.

December activities will include the Children’s Activity Week, the Holiday Carnival, Christmas Day Brunch Extravaganza, Traditional Chanukah Dinner, Family Bingo Night and the New Year’s Celebration. For golfers, the Men’s Club Championship and the Ladies’ Club Championship matches are scheduled to finish in the Championship Finals during the month. For tennis members the Aberdeen Open Men’s and Women’s Singles Tournaments will be followed by the Stretch and-Serve-Round Robin. Clubs and Classics will be meeting again, including AARP Safe Driving Classes, Aberdeen Anglers, Bereavement Workshop, Book Clubs I and II,

Cinema Connection, Current Events Club, Love of the Opera Club and the Aberdeen Knitting and Crochet-ing Club. Save the date of the Aberdeen “Play for Pink” in February which includes golf, tennis, card party and more. For those wanting to experience a great lifestyle, come join us at the Club. Call Rose Cizner, our Director of Membership, at 738-4903, ext. 325 for more information.

Good Debt

Not all debt is bad. Sometimes debt can be good. I use “good debt” to help me in” times of emergency or when my investments are doing well and I prefer not to sell them to pay for large purchases (for example, a vacation, a new air conditioner, etc.).

When is debt good? There are three characteristics of good debt:

1. You control the amount and timing of principal payback.

2. The interest rate and/or fees are lower than the current rate you are paying.

3. There is a minimum 12-month payback period. In this way, you can spread your payments out over 12 periods.

Where can you find good debt? If you have a de-cent credit rating, you probably receive good debt offers in your mail box at least once a week. Credit card companies and banks are constantly issuing “checks” that you can use to payoff existing debt or add a cash deposit to your bank account.

Let’s say you want to do some remodeling that will cost $10,000. You could cash in some of your financial holdings, but you’d rather leave the money invested as you are receiving a good rate of return. A bank sends you checks with the following pro-motional offer: (1) you can borrow up to $15,000 at 1.99% annual interest with a payoff date of June 1,2018, or (2) you can borrow up to $15,000 at 0% interest for a 3 % fee with a payoff date of February 1,2018. Since you are borrowing the money for longer than a year (15 months), your effective rate under option two is 2.4% [(.03/15) X 12].

Assume you decide to borrow $10,000. It is important to completely payoff the debt by the above date-June 1, 2018 for option one, and Feb. 1, 2018, for option two. If you do not, whatever amount remains unpaid is subject to an APR of 22.24% under either option.

To assure your account is zero by that date, it is best to make systematic monthly payments. For example, if you select the second option, your total payment is $10,000 plus the $300 fee, or $10,300. To avoid any interest charges, you must payoff this amount before Feb. 1, 2018. If the bank check is dated Nov. 1, you will receive 14 monthly bills before final payment is due. By paying $736 per statement ($10,300/14), the loan will be paid off before the final due date.

A word of caution: carefully read the terms of the agreement. It makes sense to borrow only if you are receiving a higher return on your investments than on the fees and interest associated with the debt. Additionally, once you’ve accepted the offer, do not use the credit card again until the loan is paid off. If you do, your new purchases are last in the payoff queue and will be charged interest, as in the example above, of 22.4% until the original loan is paid off.

As I Age

1. I talk to myself, because sometimes I need expert advice.

2. Sometimes I roll my eyes out load.

3. I don’t need anger management. I need people to stop pissing me off.

4. My people skills are just fine. It’s my tolerance of idiots that needs work.

5. The biggest lie I tell myself is, “I don’t need to write that down, I’ll remember it.”

6. When I was a child, I thought nap-time was punishment. Now it’s like a mini-vacation.

7. The day the world runs out of wine is just too terrible to think about.

8. Even duct tape can’t fix stupid, but it can muffle the sound.

9. Wouldn’t it be great if we could put ourselves in the dryer for ten minutes; come out wrinkle-free and three sizes smaller. (THIS IS MY FAVORITE.)

10. At my age “Getting Lucky” means walking into a room and remembering what I came in there for.

Canterbury Communique

Greetings from the Canterbury community! Yes, it’s December, the month of the Winter Solstice, and the month of festive holidays, including Christmas, Hanukkah, and Kawanzaa.

New Year’s Eve, also known as “Sylvester” in both Europe and Israel, will mark the end of what has been a memorable year. A tumultuous U.S. presidential campaign and election, Britain’s departure from the European Union, the Syrian refugee crisis, the spread of the Zyka virus, the death of Shimon Peres and Elie Wiesel, the award of the Nobel Prize for literature to Bob Dylan, and Queen Elizabeth’s 90th birthday celebration were amongst the notable events of the year. Needless to say, it is our hope that many of the problems encountered in 2016 will be resolved in 2017!

On the local scene, the Canterbury Board of Directors continues to work hard to improve the community. Many thanks to Ellen Nesin, Carol Collins, Lou Levy and GRS Management representative Jose Armstrong for their dedicated service. We also extend Belated Birthday Greetings to Marjorie DeMartino (mother of Carol Collins), who celebrated her 92nd birthday on Oct. 28. It should be noted that Marjorie is the author of the children’s book “Freddie the Turtle”, in which she also did all of the illustrations. Sylvia Goode (Suzanne Thaler’s mother) also celebrated her birthday in October. At 102, Sylvia, who had always been musically inclined, is still playing the piano and singing. We wish Marjorie and Sylvia a very Happy Birthday!

In getting to know our neighbors, we continue with our plan to spotlight a different Canterbury resident each month. This month, we prevailed upon Joan Lassman to share an interest or life-experience with us. Joan submitted the following narrative:

“Not a day goes by that someone doesn’t approach us with that famous question. They’ll see us together, do a double take, point, smile and stare. Then they’ll ask: ‘Are you two sisters or twins?’ We can’t help but laugh and respond, ‘Both.’ Being a twin draws a lot of attention.

“My twin, Jean and I have come to realize over time that we are part of an amazing subculture based on a bond that’s deeper and different than that of any other. An incredible world of ‘we’ and never ‘I.’ People ask all the time what’s it like to be an identical twin? What’s it like to have someone who looks and sounds exactly like you? A double, a clone, a kindred spirit? For me, it’s been a wonderful blessing! Being a twin means never being alone or being lonely. A unique camaraderie which connects us both physically and emotionally. Not just having the same face but the harmony of our laughter, the synchronicity of our walk and the communication of a single glance are just a few of the many traits of our common kinship or as we like to call it ‘Twinship.’

“Growing up we did all the fun twin things most people ask about. We dressed alike and often switched places, as well as classes in school. We always enjoyed playing tricks and practical jokes on people. Come to think of it, we still do!

“Unlike non-twin siblings, growing older hasn’t just brought us closer together it has helped us understand the closeness we’ve always had. It has also meant, always having an unconditional, best friend. So if you see me and my best friend around the community, please say hello and don’t worry about getting our names right, we both always respond to either.”

In closing, we want to thank Joan for sharing a significant life-experience. She and her twin, Jean, are indeed fortunate to have such a warm and meaningful relationship. We also want to extend Season’s Greetings to all our Aberdeen friends and neighbors, and wish everyone a HAPPY, HEALTHY AND SAFE NEW YEAR 2017!

Harbour Lights

Greetings from The Harbours!
It’s December in PARADISE! The election is behind us. Thanksgiving is behind us. Now it’s time to enjoy the holiday season in beautiful weather that allows you to stroll the many decorated downtowns without the bulk of winter outerwear and shivering cold air.

Of course, December also means many more cars on the road and many more people walking around those charming downtowns. That’s why those of us who live here all year round love the summer. It’s the best kept secret in S. FL. Don’t tell the snowbirds!

Whatever holiday you celebrate, we hope it brings you cheer and good health. And certainly, we want to take the time to wish everyone a Happy, Healthy New Year.

A Harbours Phenomenon: Dog Buggies throughout the Aberdeen East community; we see people walking their dogs, but in the Harbours, we have a regular group of pet owners who walk their dogs in strollers. They can be seen strolling at various times of the day, spanning the Harbours’ roads. This is highly unusual as most people take their pets out for exercise and to relieve themselves. But in this case, the pets are taking their owners out for a stroll.

Carriages are used for many reasons, not the least of which is the dogs are aging just like their owners and need a little help, and some dogs have arthritis or cataracts and find it hard to walk or see on the roads. And I‘ve heard, particularly in the summer, the asphalt can be really hot on their paws.

These pet owners have become great walking buddies, and probably know more people in the Harbours than anyone else. Everyone stops to say hello to the dogs and the petparents.

Get to know your neighbors.
Judith Gordon, a resident of the Harbours for 3 and one half years, has met a lot of wonderful people living here. She originally comes from Brooklyn, NY, moving to Dayton, OH, later going to Ohio State University where she met her husband and moved back to Long Island, NY. She raised 3 children and when thinking of retirement, decided to move to FL 33 years ago. She now has 7 grandchildren, 5 of whom live in Lake Worth and Wellington.

Judith has been active in religious and civic organizations throughout her life and held high offices many times. She continues to work part-time as a Financial Assistant, which she has been doing for 15 years for a school based out of the country. She also works part-time as an interior decorator known as “The Frugal Decorator.”

All in all, Judith loves living in Aberdeen and life is enjoyable.

On a not so happy note:
We would like to extend our condolences to Gert Geremia and family, on the passing of her husband Daniel.

A few of our year-round residents have had recent surgeries or hospital stays. We hope this newsletter finds you all recuperated and ready for a happy holiday season.

Residents who would like to share their news or let your neighbors know a little bit about your interests, please e-mail your information to Wendy Latman: wlatman@bellsouth.net

Hospitality Committee of The Harbours @ Aberdeen

It’s Happening in Dorchester

They say that time flies when you are having fun. I guess I must be having a ball. This is the Dec. 2016 issue of the Aberdeen Times and I do not know where this year has flown. The good news is that we are here to acknowledge so much that has taken place.

Among the good things was the celebration of Saul LeVine’s 80th birthday. He was surrounded by friends and Dorchester neighbors at Benvenuto’s Restaurant for an evening filled with fun, music, good friends and delicious food. Now that’s the way to do it. And then, the Levine’s headed for NYC to attend the Balloon Inflation Party in order to view the giant balloons and floats featured at Macy’s Thanksgiving Day Parade. All this, with their grandchildren and relatives.

Harvey and I have not been having a fun time. We had a flood from underground pipes that involved our hot water pipes. Yes, the hot water was turned off, so showers happened at the Club. Thank you Aberdeen CC. Then we had to locate where the broken pipe was and relocate the hot water pipe. At last we could take a shower at home. Then … the contractors had to remove the baseboards and dry out the walls and carpet. OYE! Finally, the contractors had to deal with the insurance company. We are told this should be completed by the end of this year. SUCH FUN! And now I hear there is another family dealing with a similar problem. They have our empathy. Fortunately, we are all good swimmers.

On a happier note, we are happy to report that Sy Goldstein, who had back surgery recently, is on the mend. Looking forward to seeing him walking Chloe again and maybe even taking his wife, Phyllis, dancing.

Dorchester would like to welcome the Crupi family to our community. They have moved into 7653 Dorchester Road. So happy to have them with us. We missed welcoming another resident, Robert Maniello, who lives at 7773 Dorchester Road. We are delighted to have him with us, as well.

Now that we have all celebrated Thanksgiving, we know that this holiday was more than just food. Hopefully, many of us have made up a list of how we can give back to enrich the lives of those who are not as fortunate as we. You can pick the people, the charity or a person or group that has been there for you, and yes … give back this year.

Just around the corner before the end of 2016 we wish all our friends and neighbors, who celebrate Channukah and Christmas, a healthy, happy, loving and fun filled holiday and the same for the next 365 days in 2017.

Circling The Coves

Are you wondering where 2016 went? Dr. Seuss poetically exclaimed, “How did it get so late so soon? It’s night before it’s afternoon. December is here before it’s June. My goodness, how the time has flewn. How did it get so late so soon?”

Maybe we don’t express it so cleverly, but most residents have been in the midst of holiday activities since Halloween, and with Thanksgiving gone and Christmas Day and Hanukkah both on the 25th of this month, it has been one event after another. Aren’t we fortunate to live in such an accessible area of FL and in such an active community?

The Coves bid adieu to several residents in October; however, closings were too late to be included in the November column. We said good-bye to Don and Yvette Keegan, who were long-time Coves residents. We are so grateful to Yvette for her many years and expertise on our Board of Directors.

She served as secretary, taking meticulous minutes at each meeting, and authored and facilitated the sending of Coves e-blasts. Also moving away in October were Maryann Cotagno and Lise Demers. We welcome new residents Mark and Debora Tietbohl, Alan and Melissa Binaghi, and Joseph and Patricia Avendano. We hope they are enjoying our friendly community.

Speaking of new residents, there is another new entity to welcome. As of Dec. 1, 2016, The Coves welcomes a new management company. After months of consideration and interviews, Capital. Realty Investors, Inc. of Palm Beach Gardens, has been hired as our new Property Management Company. Mr. Bill Haas is the name of our new Property Manager and you will have a chance to meet him at a Dec. 14th Open House. This Meet & Greet Open House, at which Mr. Haas and the Capital Realty Management team will be introduced and take questions, will be held at the East Clubhouse at 7:00 PM. Light refreshments will be served. Please plan on joining us for this wonderful opportunity. We thank GRS Mgmt. for over 20 years of service with The Coves. We are quite confident you will be pleased with Mr. Haas “and company.”

By now, our walks and stairways have been pressure-washed and are company-ready for the holidays. With the influx of seasonal residents and guests, please remember to leave all guest parking spaces facing the buildings available for GUESTS, and park your second cars in one of the many available spaces facing the East and West berms. Keeping your porch lights on at night will not only create, a safe and welcoming atmosphere, it will help discourage the trespassers and groups of people using the Coves just to “hang out” as they did in late October. A Palm Beach County Sheriff’s Deputy sent the 5 cars and their occupants away. Car vandalism in complexes was rampant in early November in the Lake Worth area, so be alert and keep cars locked. It also goes without saying to remember to break down all those gift boxes and shipping cartons that will arrive during the month before disposing of them. Overflowing dumpsters are always an issue during the winter months when our buildings are fully occupied. Just use common sense and courtesy for “the next guy.”

I would love to share your holiday happenings in this column. Please submit your entries to phcmhc@comcast.net. In the meantime, Merry Christmas and Happy Hanukkah. Winter in S FL is a delightful time of year. Enjoy every moment before it “soon becomes too late.”

Moorings Matters

Thanksgiving leftovers should be eaten by now and the antacids put back in the drawer. Our residents celebrated without any Native Americans at the table, and the Cleveland Indians had nothing to cheer about; those in N DK are still protesting the pipeline. Many of us traveled: Mitzi Licht and Simon Glastein to Lexington MA to dine with her children, Joe and I to Philadelphia where our granddaughter & her husband hosted their first Thanksgiving, Marilyn and Alfred Lubell and Isabelle and Don Rubenstein flew from NY, tried our delightful weather and got on the plane to return for the holiday with their children. Real travelers are Joan and Vince Marini who vacationed in Destin, went on to Ecru MS, to visit their son, and on to San Antonio to celebrate with family. Our travel experts, Laura and Jon Unger, were going all the way to the Isles.

Visitors have started to test the water and Simon Glastein’s family, 18-strong, were in town a few weeks ago, that’s 3 generations visiting him. Carol Carleton’s sister came from Seattle and I’m sure she enjoyed our unlimited sunshine. We welcome back Ruth Joseph and Linda and Jim Pagoulatos and wish them speedy recoveries here.

Some more pleasure from adult children – Flora and Jack Miller’s son, Marshal, is director of Winding River Productions and was the recipient of the national award for “Reach MD” in NY. Now for the circle of life — Best wishes to Marilyn and Alfred on the birth of granddaughter, Simone, who will be named Thanksgiving weekend and to Charlotte and Jerry Kahn on the birth of their great-granddaughter, who almost came as a 62nd anniversary present.

We mourn the passing of long-time resident, Betty Jacobs, who had been in Fort Meyers near her son Harvey Wallet, ex-husband of Sally, and brand new owner, Connie Braverman, who never got to enjoy our community.

Our meet and greet Mooring representatives, Charlotte Kahn and Joanne Moustakas planned a get-together recently and new resident invitations went to Carmen Beaverman, Catherine Columbia, Jack and Vivian Ionetta, Judith and Irwin Margolis, Charles and Carmela Nixon, Eileen Ortman, Harriet and Lawrence Rabinowitz, Susan Stein, and Marie Unrah-Baumiller. We wish them many happy years at the Moorings!

Welcome to Waterford

The rabbits are hopping; the birds are chirping and palm trees are swaying! Where, you ask? Why, Waterford At Aberdeen, of course. It’s an exciting time in our community. We’re energized, renovating and sprucing up. Not just in our community, but in our homes, as well. Our hard-working Board of Directors have been diligently running around installing a new digital guard gate, renovating the pool restrooms, painting and pressure cleaning all sidewalks and driveways.

The Waterford Social Committee is also on the move. It meets on a regular basis continuing to plan and host all Waterford social activities. In September, 40 residents participated and enjoyed a poolside Happy Hour. In November, several residents and guests attended the Waterford At The Movies event in Delray Beach. The Annual Waterford Pool Party is scheduled for Jan. 2017.

To further our digital community status, the Waterford website, waterfordataberdeen.com is in continual motion with news and updates. We have added several new pages, including a photo gallery and community events page. Residents are enthused by the capability to keep abreast of the happenings in their community.

As you travel through our hamlet, listen to the wind. It’s a gentle breeze echoing the sounds of neighbor greeting neighbor, happy announcements, fun conversations, friends saying “hello” to returning friends and smiles to welcome new residents. We welcome our new neighbors: Walter Doyle, Jr., Denise Toriello, Seth and Dany Lane and Peter Agati.

We extend good health wishes to Steve Ackerman, Marvin Guberman and Roz Klein. On a sad note, we offer heartfelt condolences to Barbara and Howard Weiss on the loss of their son.

So, when you enter Waterford, don’t be surprised when someone honks, waves, or stops to say “hello.” Even better, come visit us. The coffee is perking; the ice tea is brewing and the conversation is waiting. It is Home!